5 Essential Steps for SME Mortgage Lenders to Prepare for Climate Disclosures
October 7, 2024SME mortgage lenders are currently lagging on climate action, but will soon be required to submit climate disclosures. Discover practical…
How to reduce financed emissions as a mortgage lender: policy dependencies and retrofit initiatives
September 30, 2024Mortgage lenders can effectively reduce emissions by using scenario analysis to quantify external dependencies and by introducing proactive retrofit initiatives…
Climate data quality is the top barrier to progress for mortgage lenders
September 23, 2024Poor climate data quality (especially from EPCs) is blocking progress on climate transition planning for UK mortgage lenders.
The top 5 UK mortgage lender climate transition plans in 2024
September 16, 2024Learn how Nationwide, Ecology Building Society, and others are setting the standard in reducing mortgage financed emissions and driving retrofit.
Equifinance partners with Kamma to lead the way in ESG transparency
August 28, 2024Kamma and Equifinance partner to ensure the second charge lender has accurate ESG data for underlying assets in the mortgage…
How to handle missing EPCs for a property portfolio: predictive modelling to fill the gaps
August 12, 2024Missing EPC data means climate risk and financed emissions blind spots for lenders and property companies. Predictive EPC modelling could…
Climate risk and ICAAP: do energy efficiency improvements reduce capital requirements?
August 5, 2024Carbon intensive assets are riskier and that should be reflected in capital requirements – including the energy inefficient homes in…
New analysis: UK housing decarbonisation to accelerate by up to 14x under Labour leadership
July 29, 2024Kamma's analysis has found that 84% of UK mortgaged homes could be upgraded to a minimum EPC C standard with…
How to accurately quantify transition risk as a UK mortgage lender
July 22, 2024How can mortgage lenders accurately measure the energy efficiency and emissions of their portfolio to quantify transition risk?
The Home Energy Model (HEM), explained
July 15, 2024The Home Energy Model (HEM) will replace SAP as the methodology for rating the energy efficiency of UK homes –…
