What is a climate transition plan? A guide for mortgage lenders
October 14, 2024Climate risks are reshaping the financial landscape, and for mortgage lenders in the UK, a well-structured climate transition plan is…How to reduce financed emissions as a mortgage lender: policy dependencies and retrofit initiatives
September 30, 2024Mortgage lenders can effectively reduce emissions by using scenario analysis to quantify external dependencies and by introducing proactive retrofit initiatives…How to handle missing EPCs for a property portfolio: predictive modelling to fill the gaps
August 12, 2024Missing EPC data means climate risk and financed emissions blind spots for lenders and property companies. Predictive EPC modelling could…New analysis: UK housing decarbonisation to accelerate by up to 14x under Labour leadership
July 29, 2024Kamma's analysis has found that 84% of UK mortgaged homes could be upgraded to a minimum EPC C standard with…The Home Energy Model (HEM), explained
July 15, 2024The Home Energy Model (HEM) will replace SAP as the methodology for rating the energy efficiency of UK homes –…EPC open data vs Kamma’s (enhanced) EPC data as a source of property emissions data
July 1, 2024Compare freely available EPC open data with Kamma’s enhanced EPC data to help you decide which energy efficiency data provider…6 problems with EPCs as a data source for energy efficiency and property emissions
June 17, 2024EPCs are the primary measure of housing energy efficiency in the UK. But the EPC methodology is flawed and outdated,…How to convince homeowners to retrofit: a retrofit messaging toolkit for mortgage lenders
June 3, 2024What retrofit messaging can mortgage lenders convince more homeowners to increase the energy efficiency of their homes? Most mortgage lenders…The role of mortgage lenders in decarbonising UK housing
May 28, 2024Mortgage lenders are in a prime position to educate and incentivise homeowners to retrofit and drive the decarbonisation of UK…The complete guide to EPC data for mortgage lenders
May 20, 2024EPCs are the core measure of energy efficiency for UK houses, used by mortgage lenders in several ways. Here’s everything…