Transition & Physical Risk Reporting

Get the complete picture, with one partner for all your climate risk needs

Transition risk reportingPhysical risk reporting

How it works

From day zero, to net zero
Kamma makes it easy

aggregate 

Kamma assesses thousands of property data points for every single address, offering the most up-to-date and accurate view available.

Analyse

Our analytics combine environmental profiling with climate risk stress testing and scenario modelling.

Act

Enhance risk management, improve lending policy and report climate risk to the regulator with ease, using Kamma’s insights.

Transition Risk Assessment

Measure, manage and mitigate transition risk with Kamma's analytics

  • Close data blind spots, get the complete picture
  • Benchmark environmental and energy performance against the market
  • Apply industry-leading portfolio stress testing
  • Segment properties, support proposition development
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Why choose Kamma's transition risk analysis?

AN END TO RISK BLIND SPOTS

Kamma’s advanced geospatial technology and machine learning models can provide data for every property in the portfolio. No more risk blind spots.

SUPERIOR DATA

Kamma provides thousands of data points for each property, reducing the reliance an outdated and inaccurate EPC data.

actionable insights 

From risk management to proposition development our property segmentation accurately assesses risk materiality and sizes the green lending opportunity.

regulator ready

From the start of 2025, UK reporting requirements are ISSB-led. Our unique stress testing models provide the data needed to comply with IFRS S1 and S2 regulation.

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Let’s chat

Find out how Kamma’s transition risk report can help your business understand your risk exposure and accurately report to regulators

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Kamma’s proposition was unique: combining the best available data with the strongest available analysis. As a result of our partnership, we have a stronger view on the energy and efficiency performance of our back book than ever before, with models that are far more accurate than those we’ve used previously. 

Their net zero modelling and analysis will be invaluable in shaping both our net zero and transition risk strategy.

Tom Kenny

Group Property & Risk Director

Physical Risk Assessment

Accurately measure and report on the flood, subsidence and coastal erosion risk associated with property assets, with ease

  • Get the full risk profile for your portfolio
  • Leading risk profiling that covers risk scores, damage cost and impact on property value
  • Meet flood risk reporting requirements with ease
  • Benchmark against competitors & industry averages
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Fully quantity the impact of physical risk with industry-standard stress testing, materiality testing, and scenario analysis

Superior data

Employ our advanced dataset and address matching approach to close risk blind spots and ensure the most accurate possible physical risk profile to meet your needs – whether at a property or portfolio level

Advanced analysis

Ensure robust flood risk assessment with analysis on geographical concentration, insurance and uninsurable cost of repair, the relative exposure to surface water, coastal, and river flood risk, and more

eXCEED REGULATOR REQUIREMENTS

Make compliance with flood risk reporting requirements easy, with out-of-box reports ready for regulators or your board

Advanced scenario analysis

Apply industry-standard stress testing, materiality testing, and scenario analysis (including against CBES and NGFS scenarios) to fully quantify the business impact of physical risk exposure

benchmarked to uk and regional averages

Benchmark risk metrics against national and regional averages to understand your relative risk exposure

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Let’s chat

Find out how Kamma’s climate risk reporting can help your business manage the transition

Book in a call today with our climate experts to explore how climate analytics offer best in class insights supporting risk management, transition planning, proposition development and regulatory reporting

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Cameron Fyfe

ESG Analyst

It was clear from the start that Kamma’s team spoke our language and understood the specific challenges facing banks and lenders, giving us the confidence that we could access the right data, analysis, and guidance to meet our needs.