Transition Planning Report

Bring confidence and credibility to climate transition planning

  • Satisfy risk requirements with the most advanced stress testing available
  • Turn accurately reporting financed emissions into a simple task
  • Close data blind spots with market-leading EPC predictive modelling
  • Uncover decarbonisation pathways to 2030 and beyond
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Act on real climate insight, not inaccurate data

Work with Kamma to truly understand your portfolio and deliver real climate impact

aggregate

Close data blind spots with our technology, and go beyond EPC with the UK’s most advanced climate property dataset 

analyse

Assess and understand climate impact, get a real sense of risk exposure and uncovre climate pathways to 2030 and beyond

act

 Create data-driven decarbonisation targets. Act on real climate risk exposure and report to the regulator with ease

Transition risk stress testing

close risk blind spots

Get the complete view for all properties in the portfolio through geospatial modelling. No more costly risk blind spots due to incomplete or hard to read property data.

Accurate data

Harness the power of the UKs most advanced dataset to get the complete picture on environmental performance, benchmarked against the market. Get an accurate view the cost of reaching EPC C and above for every property.

ifrs-compliant

2025 is the first year in which lender disclosures need to comply with ISSB-led regulations. IFRS S2 requires that lenders stress test their exposure to transition risk; our analytics are the first to provide this.

segment and act

Our property risk segmentation breaks down the portfolio to highlight clear actions, risks and opportunities, based on the level of transition risk attached to each.

Accurately calculate your financed emissions

demonstrable quality of data

Establish an accurate financed emissions baseline by replacing out-of-date EPC data with up-to-date and location-based carbon intensity factors. Prove this to the market with industry-leading PCAF scores.

Industry analytics

Benchmark your emissions and decarbonisation progress against industry and market averages to understand your climate standing compared to competitors.

Future-proofed disclosures

Accurately reporting financed emissions allows for accurate year-on-year comparisons in future, with no need to restate emissions baseline when industry best practice finally catches up with inaccurate EPC data.

easy reporting

Make climate compliance straightforward with regular reporting on your financed emissions, ready to submit for climate-related financial disclosures.

Get the full picture of your portfolio with missing EPC modelling

multi-modal modelling

Kamma takes a multi-modal approach to modelling missing data, allowing us to select the best approach for each property based on unique characteristics. Combining geospatial analysis and machine learning modelling ensures the top indicators of EPC similarity are applied for each unique property, instead of relying on a one-size-fits-all methodology.

the most accurate available view

We’ve predicted the EPC rating and emissions of every property in the UK. In testing, our model predicted the exact EPC rating for 80% of UK properties, and was within one EPC band for 99%.

trained against the uk's most advanced data

Quality model inputs lead to quality model outputs. We’ve developed and trained our models using the market’s most advanced view on the climate impact of UK property.

Set data-driven decarbonisation targets

net zero pathways

Assess the impact of market and macro factors, from government policy to the decarbonisation of the National Grid, to get an accurate prediction of how portfolio emissions may reduce over time.

data driven targets

Use this assessment to set realistic and yet challenging targets. Avoid accusations of greenwashing with transparency and clarity on transition plans.

dependencies identified

Underline the importance of effective government policy to support lobbying efforts. Track progress across all areas to identify drivers of decarbonisation.

retrofit optimisation

Get clarity on the cost and impact of retrofitting, and set team targets based on the number of properties that need to include retrofit, in order for decarbonisation targets to be hit.

Let’s chat

Find out how Kamma’s climate transition planning report can support your business

Book in a call today with our climate experts to explore how climate analytics can help you plan for the climate transition, meet your reporting requirements and set realistic decarbonisation goals. 

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Edward Twiddy

Co-founder, CCO & CSO

To be able to report the complete view of climate risk on our entire portfolio, deliver more accurate financed emissions than even the major high street banks and set data driven net zero targets is a major step forward for our organisation. 

As a digital bank, partnering with the best technology available was a natural step.