CASE STUDY
LendInvest
the story
Securing funding with climate risk data
the challenge
Raising in an unstable market
LendInvest launched its Mortimer IV securitisation in April 2022, just weeks after Russia’s invasion of Ukraine.
This came alongside a confirmed rise in the energy price cap.
To reassure investors, LendInvest deployed new data sources and analytics to show these risks were not only understood, but actively managed.
the solution
Portfolio-wide climate performance data
In a market-first, Kamma mapped the energy ratings and carbon footprint of every property in the Mortimer IV securitisation.
This offered a clear, portfolio-wide view of environmental performance.
A detailed prospectus report outlined future scenarios, compliance cost projections, and risk mitigation steps, giving investors a robust lens on climate-related exposure.
The impact
Raising £270 million
Following the release of the Mortimer IV data report, LendInvest’s securitisation was oversubscribed despite tough market conditions – raising £270 million to fuel its next lending phase.
The report streamlined ESG due diligence, cutting required surveys from 20 to just three.
Investors praised the clarity and depth of the approach, which delivered a robust, efficient view of climate risk in a complex and evolving regulatory landscape.
“Investor demand for climate insight on property assets has never been greater, and yet accessing accurate information across thousands of properties contains real challenges.
Kamma’s technology efficiently and effectively resolved this: delivering the portfolio and property insights needed to assure potential investors, supporting a positive response to this securitisation.
In an unstable market, investors require more certainty. Kamma’s report delivered this.”
Hugo Davies, Chief Capital Office & ESG Chair
see our solutions
Property-level data analytics and reports
Climate risk and emissions insights for regulatory and investor reporting
