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Did you MEES me? Update on new Minimum Energy Efficiency Standards for the PRS

Miliband and Rayner press ahead with plans to enforce Minimum Energy Efficiency Standards that would demand improvements to 57% of the Private Rented Sector The Department for Net Zero and…

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UPDATE: Understanding new ISSB financed emissions & risk requirements for climate-related financial disclosures

What are climate-related financial disclosures? And what do they mean for the UK property sector? Here’s everything you need to know

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A climate transition guide for small and mid-sized mortgage lenders

Small and mid-sized lenders face unique challenges when it comes to the climate transition. Constrained budgets, few ESG leads, and less regulatory pressure experienced than larger lenders; there are understandable…

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PCAF data quality scores: Best practice for mortgage lenders

As climate regulations tighten and scrutiny on financial disclosures intensifies, mortgage lenders are under increasing pressure to measure and disclose the climate impact of their loan portfolios accurately.  The Partnership…

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Merton Property Licensing

The Transition Plan Taskforce (TPT), explained for mortgage lenders

As new regulations reshape the UK’s financial sector, mortgage lenders must adapt to evolving climate-related requirements and ensure they are contributing meaningfully to the net zero transition.  The UK Transition…

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What is a climate transition plan? A guide for mortgage lenders

Climate risks are reshaping the financial landscape, and for mortgage lenders in the UK, a well-structured climate transition plan is no longer optional – it’s essential.  But what exactly is…

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birds eye view of UK housing

5 Essential Steps for SME Mortgage Lenders to Prepare for Climate Disclosures

SME mortgage lenders are currently lagging on climate action, but will soon be required to submit climate disclosures. Discover practical steps for climate planning to get started.

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image of house in uk

How to reduce financed emissions as a mortgage lender: policy dependencies and retrofit initiatives

Mortgage lenders can effectively reduce emissions by using scenario analysis to quantify external dependencies and by introducing proactive retrofit initiatives – here’s how.

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colourful terrace houses in UK

Climate data quality is the top barrier to progress for mortgage lenders

Poor climate data quality (especially from EPCs) is blocking progress on climate transition planning for UK mortgage lenders.

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detached houses in UK

The top 5 UK mortgage lender climate transition plans in 2024

Learn how Nationwide, Ecology Building Society, and others are setting the standard in reducing mortgage financed emissions and driving retrofit.

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Kamma x Equifinance

Equifinance partners with Kamma to lead the way in ESG transparency 

Kamma and Equifinance partner to ensure the second charge lender has accurate ESG data for underlying assets in the mortgage portfolio

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row of houses in UK

How to handle missing EPCs for a property portfolio: predictive modelling to fill the gaps 

Missing EPC data means climate risk and financed emissions blind spots for lenders and property companies. Predictive EPC modelling could be the solution.

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row of UK terraced houses

Climate risk and ICAAP: do energy efficiency improvements reduce capital requirements?

Carbon intensive assets are riskier and that should be reflected in capital requirements – including the energy inefficient homes in a lender’s mortgage book

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Photo showing a row of beige houses with a blue sky behind them

New analysis: UK housing decarbonisation to accelerate by up to 14x under Labour leadership

Kamma’s analysis has found that 84% of UK mortgaged homes could be upgraded to a minimum EPC C standard with retrofit costs of less than

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How to accurately quantify transition risk as a UK mortgage lender

How can mortgage lenders accurately measure the energy efficiency and emissions of their portfolio to quantify transition risk?

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