CLIMATE REPORTING
Property-level data analytics and reports
Bring confidence and credibility to climate transition plans with full portfolio coverage and analysis
how it works
Support from day zero to net zero

Acquire
Kamma acquires thousands of data points per address for the most accurate, up-to-date insights

Analyse
Data blind spots are filled with Kamma’s proprietary predictive modelling system

Act
Improve risk management, lending policy, and climate reporting with Kamma’s actionable insights
transition risk
Measure, manage and mitigate transition risk
Transition risk stress testing, cost to EPC C, financed emissions and scenario modelling
An end to risk blind spots
Kamma’s advanced geospatial technology and machine learning models can provide data for every property in the portfolio. No more risk blind spots.
Superior data coverage
Kamma provides thousands of data points for each property, reducing the reliance an outdated and inaccurate EPC data.
Actionable insights
From risk management to proposition development our property segmentation accurately assesses risk materiality and sizes the green lending opportunity.
Regulator ready
Our unique stress testing models provide the data needed to comply with IFRS S1 and S2 regulation.

“Kamma’s proposition was unique: combining the best available data with the strongest available analysis.
As a result of our partnership, we have a stronger view on the energy and efficiency performance of our back book than ever before, with models that are far more accurate than those we’ve used previously.
Their net zero modelling and analysis will be invaluable in shaping both our net zero and transition risk strategy.“
Tom Kenny, Group Property & Credit Risk Director, Just Group
physical risk
Flood, subsidence and coastal erosion

- Full flood risk profiling
- Risk scores, damages costs and impact on property value
- Fulfil reporting requirements
- Benchmark against competitors and industry
Industry standard stress testing and scenario analysis for flood risk
Superior data
Employ our advanced dataset and address matching approach to close risk blind spots and ensure the most accurate possible physical risk profile to meet your needs – whether at a property or portfolio level.
Advanced analysis
Ensure robust flood risk assessment with analysis on geographical concentration, insurance and uninsurable cost of repair, the relative exposure to surface water, coastal, and river flood risk, and more.
Exceed regulator requirements
Make compliance with flood risk reporting requirements easy, with out-of-box reports ready for regulators or your board.
Advanced scenario modelling
Apply industry-standard stress testing, materiality testing, and scenario analysis (including against CBES and NGFS scenarios) to fully quantify the business impact of physical risk exposure.
Benchmark to UK and regional averages
Benchmark risk metrics against national and regional averages to understand your relative risk exposure.
emissions & regulatory compliance
Accurately measure financed emissions
Transparent financed emissions and intensity reporting
Reduce work
Fulfil heightening climate reporting requirements, without needing a team of data analysts to do it.
Demonstrate compliance
2024 is the first year in which ISSB-led regulations have come into force. Meet requirements associated with ISFR S2 by stress testing climate risk exposure.
Best-in-market data quality
Kamma’s data quality is demonstably better than alternative sources, allowing you to deliver with confidence.
Industry analytics
Benchmark your emissions and decarbonisation progress against industry and market averages to understand your climate standing compared to competitors.
Future-proofed disclosures
Accurately reporting financed emissions allows for accurate year-on-year comparisons in future, with no need to restate emissions baseline when industry best practice finally catches up with inaccurate EPC data.
Easy reporting
Make climate compliance straightforward with regular reporting on your financed emissions, ready to submit for climate-related financial disclosures.
- Disclose emissions to the regulator with confidence
- Deliver market-leading PCAF scores
- Meet IFRS S2 standards
investor requirements
Meet investor ESG requirements

“Investor demand for climate insight on property assets has never been greater, and yet accessing accurate information across thousands of properties contains real challenges.
Kamma’s technology efficiently and effectively resolved this: delivering the portfolio and property insights needed to assure potential investors, supporting a positive response to this securitisation.
In an unstable market, investors require more certainty, Kamma’s report delivered this.”
Hugo Davies, Chief Capital Officer & ESG Chair
Confidently meet investor climate requirements and raise capital
Demonstrate compliance
Make it an easy yes for new investors, with ESG metrics that correspond with the international standards they follow, including ICAAP, PCAF, IFRS, UN SDGs
Competitor comparisons
Benchmark your asset pool against national and market statistics to enable investors to easily compare options
Regulatory reporting
Demonstrate transparency and progress with regular reports on securities delivered to your investors, including updates on the impact of use-of-proceeds
ESG awareness
Show you’re serious about sustainability, with top PCAF scores using Kamma’s high-quality data
Anticipate request
Answer ESG questions with ease: reduce the number of ESG questionnaires with an upfront report
Identify opportunities
Uncover assets that could attract investment for green securitisation and RMBS within your portfolio
Book a consultation
Our climate experts provide insights on risk management, transition planning, and regulatory reporting
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