Accelerate your climate transition

your climate transition

Kamma’s advanced data and analytics empowers mortgage lenders and property professionals to effortlessly tackle climate risk, report emissions, and unlock retrofit opportunities

Get our free lender transition plan analysis to see how your approach compares to over 80 organisations

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Tried and trusted by

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Data the C-suite can trust

Reduce your emissions

From closing data blind spots to delivering a 360 degree view on climate risk, get one expert partner for all your climate insights needs with Kamma’s full stack solution

  • Kamma worked with Just, a later life lender with EPC data available for just 35% of the back book
  • Kamma’s advanced modelling filled in the gaps, providing accurate data for 87% of the portfolio
  • Scope 3 financed emissions were quantified without a painful PCAF score

Get the complete picture

Data the C-suite can trust

Reduce your emissions

Stop relying on inaccurate EPC data and unblock evidence-based decision-making, get senior sign-off on sustainability plans, and make better decisions with better data

  • Atom bank wanted to set truly impactful net zero targets, but needed the data to do it
  • Kamma modelled the impact of government policy and systemic changes to 2030 to deliver a view on decarbonisation
  • Atom bank have since set one of the most ambitious climate targets in the market: to be carbon positive by 2035

Get the complete picture

Data the C-suite can trust

Reduce your emissions

From accurate financed emissions baseline to retrofit optimisation, we don’t just provide data, we support you to deliver decarbonisation

  • Octopus Real Estate wanted to support decarbonisation but needed to convince both customers and brokers of the benefits
  • Together with Kamma they combined the many benefits of retrofit to make it as transparent as possible
  • ORE have since supported over 500 customers to add retrofit options to financing plans

Kamma gives you an accurate and comprehensive view of climate risk

Closing blind spots

Our best-in-market resolution technology makes sense of messy property data, reducing risk associated with missing data

Multi-modal modelling

Our multi-method EPC modeller combines the best of both machine learning and geospatial models to deliver the most accurate view on missing EPC ratings

Climate-risk stress testing

Kamma is the only provider of stress testing for both physical and transitional forms of climate risk. Get a view on risk exposure and materiality and get compliant with incoming IFRS regulations

Best-in-market financed emissions

Get an accurate view on emissions baselines and the best PCAF scores in the market with our advanced data

Evidence-based transition planning

Quantify the impact of all the different influences on the pace of the climate transition, and use that to support target setting and track dependencies

Data-driven decarbonisation

Support decision-making and move from measurement to reduction with our retrofit optimisation engine. Find the best possible route to improve whether you are looking at one property or one million

Don’t just take our word for it

Winner of Best Environment Data Provider for ESG

Winner of Innovation of the Year – technology

 Winner of Best ESG Data Provider 2023 – UK

Shortlisted for Consultancy of the Year – Small 2024

Shortlisted for ESG Agency of the Year 2024

In partnership with

Transition planning and target setting

  • Act on detailed climate insights for your property assets. Set evidence-based and achievable targets for mitigating climate risk and reducing emissions
  • Kamma provides the complete view so you can spend less time reporting on emissions, and more time reducing them
Transition Planning

Climate analytics for every stage

Kamma’s solutions answer the key climate questions facing mortgage lenders and property professionals

Measure and manage climate risk

Risk reporting

Report to the regulator with ease

Regulatory reporting

Support investor ESG requirements

Investor reporting

Optimise home retrofit plans

retrofit explorer

Edward Twiddy

Co-founder, CCO & CSO

To be able to report the complete view of climate risk on our entire portfolio, deliver more accurate financed emissions than even the major high street banks and set data driven net zero targets is a major step forward for our organisation. 

As a digital bank, partnering with the best technology available was a natural step.

Tried and trusted by the UK’s leading lenders and funds

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The plan

Working with Kamma is easy

Kamma provides thousands of datapoints and we need nothing more than an address to get started. Our expert team and insights rapidly upskill your team, and can support you from day zero to net zero.

1. All we need is an address

Send us a list of your property addresses and we’ll do the rest, acquiring thousands of data points and integrating the data with world-leading address matching technology

2. We run the analytics

Our best-in-class tools and reports are designed to answer the key climate challenges facing the industry today. We’ll deliver these directly to your team

3. You see the results

From satisfying risk and reporting requirements with ease to optimising retrofit and successfully raising capital, our tools are designed to deliver the impact your team needs, so you spend less time trying to measure emissions, and more time reducing them

Kamma’s advanced technology gave us both the granular and aggregate data we needed to quickly and efficiently assess the vast majority of property we lend on.

Damian Thompson, Managing Director, Retail Finance at Aldermore

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